Frequently asked questions

No. There is no fee, no subscription, and no deposit. Entries are always free, and there is no way to pay us.

No. You spend normally on a card you already use; you never spend extra. You can also enter free by mail — see free entry.

Winsome is part of a consumer data panel. We earn from anonymized, aggregated spending insights — never from you. There is no fee and no way to pay us.

No. Winsome connects read-only through Plaid. We can see transaction activity to confirm your account is active, but we can never move, hold, or withdraw funds.

No. You sign in to your bank through Plaid, not Winsome. We never see or store your bank username or password.

Plaid is the same secure connection service used by thousands of finance apps. The link is read-only, and you can unlink at any time.

US residents 21 and older, excluding Florida and New York at launch. Void where prohibited. See the Official Rules.

Sweepstakes rules vary by state. We've excluded Florida and New York at launch while we finalize compliance there. This may change over time.

Each active account earns weekly entries into Thursday's drawing. Winners are selected by an auditable random draw that is sealed before results are announced.

Cash prizes are drawn every Thursday and paid via Visa through Tremendous. For larger cumulative winnings, a W-9 may be required at the IRS reporting threshold.

No. Winners are shown by username only. Your real name is never published.

Account details you provide and read-only spending activity through Plaid (transactions, accounts, and categories) used to confirm active accounts and power anonymized panel insights. See the Privacy Policy.

No. Panel insights are aggregated and de-identified. Winners are shown publicly by username only — never your real name.

Yes. There is always a free mail-in method with equal odds — no purchase or account necessary. See free entry.

Yes. Each mailed card is one entry with the same odds as any in-app entry.